Merchant Account at Applied Merchant Systems - Credit Card Processing and Merchant Services

Optional Services

Check Guarantee

Check Guarantee is the most commonly used check service allowing the merchant to “insure” the face value of the check and protecting the merchant against checks written on non-sufficient funds (NSF). Merchants obtain electronic approval or voice authorization for the transaction and then deposit the checks. Checks that do not clear can be submitted for reimbursement. More info

Premium Check Services

For minimal fees, you can add premium services to your standard check guarantee service that will provide additional check protection to your business such as multiple checks, stop payment disputes, partial payments, COD, flat fee warranty, and more.  More info

Electronic Check Conversion

Check Conversion you can convert your customer's paper check into an electronic ACH transaction and process it using the same gateway process you use for all of your other electronic payments. Just scan the paper check through a check reader at the retail Point of Sale. Once the check has been converted, it is electronically processed just has if you entered it in directly via the Virtual Terminal. The original check is voided and handed back to the customer - no paper processing is required!  More info

Debit Cards

Debit is an electronic payment method that allows cardholders to access funds from their bank account at the point of sale using a debit card and a Personal Identification Number (PIN). The cardholder must enter a PIN to authorize payment of goods, and once the transaction is authorized, the money is debited from the cardholder's bank account and credited to the merchant. More info

Optional Upgrade Equipment/Services:

Add the following optional products to your free merchant account and free credit card terminal:

Our free terminals are perfect for:

  • Home-based business or retail store
  • Mail, phone, or fax orders
  • Trade associations
  • Ecommerce businesses
















     

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